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Bank of America Customized Cash Rewards Credit Card

Earn 3% cash back in a category of your choice and 2% at grocery stores and wholesale clubs.

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Discover more details about the card:

3% cash back in the category of your choice

2% cash back at grocery stores and wholesale clubs

No annual fee

Introductory 0% APR on purchases and balance transfers

Bank of America Customized Cash Rewards Credit Card


Introducing the Bank of America Customized Cash Rewards Credit Card, a financial tool designed to fit the lifestyle of savvy spenders in the United States.

This credit card offers a unique advantage by allowing you to earn 3% cash back in the category of your choice, reinforcing its adaptability to your needs.

Whether you prioritize groceries, dining, or travel, this card gives you the financial flexibility to make the most out of everyday purchases.

Experience personalized rewards and exceptional benefits with a trusted name in finance.


3% cash back in the category of your choice


Imagine earning 3% cash back on what matters most to you.

The Bank of America Customized Cash Rewards Credit Card allows you to choose your preferred spending category.

Whether it's dining, travel, or gas, you can tailor your rewards to maximize your savings.

This flexibility ensures that your card aligns with your personal spending habits.

For instance, if you commute daily, selecting gas as your 3% category can lead to considerable savings.

Choose confidently, knowing you're optimizing for your needs.



2% cash back at grocery stores and wholesale clubs


Every trip to the grocery store or wholesale club can now yield greater benefits.

With the Bank of America Customized Cash Rewards Credit Card, earn 2% cash back on these essential purchases.

This feature is ideal for families and individuals who prioritize their grocery budget.

Whether you're stocking up on weekly essentials or buying in bulk, your cash back grows with every spend.

It's a straightforward way to make everyday shopping a rewarding experience.

Watch your savings accumulate as you shop for your household needs.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

No annual fee

A credit card with no annual fee enhances your financial flexibility, letting you keep it as a perpetual option in your wallet without a yearly cost.

This feature is especially beneficial for those who are budget-conscious, as it eliminates an expense of $50 to $95 that other cards might charge.

Consider how keeping these dollars can contribute to your savings goals instead of being spent unnecessarily each year.

It’s advantageous if you have a diverse range of spending needs, use the card sparingly, or wish to maintain a higher credit balance without added expenses.



Introductory 0% APR on purchases and balance transfers

The introductory 0% APR significantly enhances your purchasing power by allowing interest-free transactions over a defined period, making larger purchases more manageable.

This feature provides a golden opportunity to strategically pay off existing debts, as balance transfers also incur no interest, simplifying debt management.

When you make monthly payments, every dollar goes towards reducing the principal amount, not interest, empowering you to clear debts faster.

It’s an excellent way to manage major expenses, like home improvements, or to gain breathability in your monthly budget without the pressure of accumulating interest.

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