Standard Blue Credit Card: Discover the Easiest Card you Can Get in South Africa

If you are looking for a credit card that does not require proof of high income, Standard Blue Credit Card is the perfect card to apply for.

This is because there is no minimum income requirement for you to apply for your Standard Blue Credit Card.

Furthermore, this credit card gives you many benefits and facilities. For example, you can get a credit limit of up to R 250,000 with your Standard Blue Card.

Interest rates may vary depending on your income and card usage. Credit cards can be linked to digital accounts, making your financial life easier.

And being part of Mastercard, when you request your “blue” card from Standard Bank you get benefits from the Mastercard Club.

Why Choose Standard Blue Credit?

This card can be approved for any citizen who meets the requirements of sole proprietorship and income. Even if your credit score isn’t the best, it won’t count!

A single purpose card to lend to you. Other membership benefits not yet offered by Standard, with a blue credit card you can build your credit so you can get another credit card in the future!

Then again, if you have gone through tough financial times with your credit denied, you know how difficult it is to get credit back.

The Standard Blue Credit Card is designed to give you this opportunity. A general credit card with no major benefits, but can give you a big discount.

APPLY NOW FOR YOUR STANDARD BLUE CREDIT CARD

Application Process

How do I apply for the Standard Blue Credit Card? As you already know, it is one of the simplest cards to apply for and be approved for in South Africa.

To make your application you need:

• Be at least 18 years old.
• Reside in South Africa.
• Have an income of just R5000.

Some documents must be provided for you to receive your blue credit card. They are:

• Official identification document.
• Bank statements from the last 3 months or official proof of income.
• Recent proof of residence.

Approval of the Standard Blue Credit Card application does not have credit score and history as its main requirement, which is why it is the easiest card to get on the market, right?

To complete the Standard Blue Credit Card application form, if you do not already have a bank account, you will need to visit the page at the end of this article and request the form.

Proof of eligibility will be requested when filling out the form and once completed it will be sent to the bank for analysis, they will contact you to inform you whether it has been approved or not.

If you already have a Standard account, this process can be done through your app, ok?

Additional Benefits

But, before applying for your Standard Blue Credit Card, discover more benefits of “blue” from Standard Bank.

For example, when you have your Standard Blue Credit Card approved, you have up to 55 interest-free days (paying the full amount of your monthly bills).

In addition, there are zero charges if you choose to pay for purchases in up to 6 installments at partner stores and establishments.

The card’s monthly fee is just R40 and the initial fee is just R180.

And if you experience financial difficulties, you can pay just 3% of the total bill amount (subject to interest and fees to be paid the following month).

APPLY NOW FOR YOUR STANDARD BLUE CREDIT CARD

Security and Management Features

Standard Blue Credit Card also gives you a variety of resources for your security, avoiding falling for scams and experiencing fraud.

Your card comes with the feature to be PIN and chip enabled, so you can use it safely on your smartphone.

You can also make purchases online, in physical establishments and use your blue card at ATMs in complete safety.

This is because Standard Blue Credit Card has 3D Secure Verification for much safer purchases and transactions.

And it’s very easy and safe to manage your credit card, as you can use the Standard Bank app for iOS or Android.

Through the app, you can see all transactions on your card, block, unblock, request changes to limits, data and much more.

Additionally, you can enable your Standard Blue Credit Card for contactless use and disable this function whenever you wish, via the app.

And if you want, you can set daily limits on the use of the limit.

APPLY NOW FOR YOUR STANDARD BLUE CREDIT CARD

In Conclusion

And because it’s a Basic credit card, with Standard Blue Credit Card you can also keep your finances much more organized, as you don’t run the risk of spending more than you can afford.

Furthermore, having and using your Standard Bank “blue” card allows you to improve your credit score and history.

This way, you will be eligible when you want to request higher category cards, which require more requirements at the time of approval.

Standard Blue Credit Card also has low rates and fees, as we’ve seen. This way, the cost of maintenance and use is very affordable.

It is the ideal card for emergencies or even for those who do not want high limits. It is still a very easy card to manage, due to the fact that it is a Basic category credit card.

And even though it’s a simple card, you’re still a Standard Bank customer. Standard Bank is one of the most renowned private financial institutions in South Africa and around the world.

It has thousands of physical customer service points, banking correspondents and personalized customer service centers with 24-hour service.

Service can be requested via phone, email, chat, app and other ways: all for your convenience.

Finally, have your long-awaited credit card and enjoy all the facilities that a Basic style card gives you!

With so many facilities, you won’t wait any longer and miss this opportunity, right? Request your Standard Blue Credit Card here right now!