All information collected will be used to enhance your experience on our website. The collected information may include your name, email, phone number, and/or others.
Should the user not agree, even in part, with the terms and conditions contained in this Privacy Policy, they should not access and/or use the content offered by Territorio Deficiente. By using the site, the User acknowledges and fully agrees to the treatment of their data in accordance with the terms of this Privacy Policy and the General Terms and Conditions of Use.
Changes and clarifications will take effect immediately upon their publication on the website. If we make material changes to this policy, we will notify you here that it has been updated so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
Territorio Deficiente respects the privacy of its users and transparency in how data is used. Our Privacy Policy has been developed in accordance with international and national data protection standards.
This Privacy Policy should be read and interpreted in conjunction with the General Terms and Conditions of Use of Territorio Deficiente, available at https://territoriodeficiente.com/terms-of-use/.
Territorio Deficiente aims to share financial information with its users, making knowledge accessible to all. Users can browse the Territorio Deficiente website without the need to have previously registered.
Territorio Deficiente adheres to international standards and norms for the secure storage, protection, privacy, and transmission of data, emphasizing that no method of data storage, protection, privacy, and transmission is 100% secure and invulnerable.
Territorio Deficiente adopts practices and technologies that are constantly reviewed and improved in line with technical and regulatory advances, both nationally and internationally. When we talk about protection, we are referring to any unauthorized access, use, alteration, disclosure, or destruction of your data. To prevent this, we invest in measures that include encrypted communications, access control, adherence to secure software development, internal compliance policies, and risk accountability and mitigation measures that ensure data security throughout its lifecycle. User information is also stored in secure, reputable, and internationally recognized databases.
We work to keep all information as up-to-date as possible. However, it is worth noting that this information may differ from the information found on the websites of financial institutions and/or service providers of a specific website. Regarding institutions with which we do not have partnerships, we do not guarantee the accuracy and timeliness of the information. Always remember to read the terms of use and acquisition terms of the financial institutions you choose. We receive a small amount from advertisements on our site and from our partners when we refer a user who requests a product or proposal. Everything we publish is based on quantitative and qualitative evaluations of each product. It is worth noting that our partners can directly influence the products we write about and review, as well as the order of “best” articles and product placement on Territorio Deficiente. Given the amount of information on our site, we do not provide any guarantees about the quality and timeliness of the information; therefore, we prioritize information from our partners.
To protect your personal information, we take reasonable precautions and follow industry best practices to ensure that it is not improperly lost, misused, accessed, disclosed, altered, or destroyed.
Territorio Deficiente has links to other websites that, in our opinion, may contain information/tools useful to our visitors. Our Privacy Policy does not apply to third-party websites. We are not responsible for the privacy policy or content on these websites. Territorio Deficiente has no control over them and is therefore exempt from any liability in the relationships established between the User and the third-party products and services featured on the blog.
Once you leave our site or are redirected to a third-party application or website, you will no longer be governed by this Privacy Policy or the Terms of Service of our site.
If, after providing us with your data, you change your mind, you may withdraw your consent for us to contact you, collect data, or use/disclose your information at any time by contacting us via email at [email protected].
When users do not request free content from Territorio Deficiente (e-books, quizzes, articles, infographics, financial tips, among others), non-personal data may be tracked and collected, indicating, among other details, which pages of the website were visited, when they were visited, which hyperlinks were clicked, which content or services were requested or referred to, among others.
Google, as a third-party provider, uses cookies to display ads. With the DART cookie, Google can display ads based on the reader’s visits to other websites on the Internet. Users can disable the DART cookie by visiting the Google content and ad network privacy policy.
Territorio Deficiente uses cookies to assist in the collection of data and IP (Internet Protocol) identification information to facilitate User navigation, helping to ensure data security, protection, and authenticity.
In addition, we also use third-party advertising on our website to support maintenance costs. Some of these advertisers may use technologies such as cookies when advertising on our website, which will cause these advertisers (such as Google through Google AdSense and Ad Exchange) to also receive your personal information, such as your IP address, ISP, browser, etc. This function is generally used for geotargeting (displaying ads that make sense based on your geographical location).
Users can change their acceptance of cookies in their browser settings at any time, noting that disabling navigation cookies may impair some of Territorio Deficiente’s functionality.
To access free content on Territorio Deficiente, such as articles, ebooks, quizzes, and others, the user will need to provide some personally identifiable information, namely: email and full name.
The personally identifiable information processed by Territorio Deficiente serves the following purposes:
— The correct and precise identification of the User, thus ensuring greater security and protection for the Users themselves.
— Access to the services and products made available by Territorio Deficiente.
— The analysis of the User’s profile by Territorio Deficiente with the aim of recommending the best products and information according to their real needs and circumstances.
In order to provide an even more accurate analysis of the User’s profile, Territorio Deficiente may conduct surveys to obtain more and better information about you, and thus, recommend personalized products and services based on the preferences and needs of each User.
In this way, Territorio Deficiente and partner companies may invite Users to participate in satisfaction surveys, where emails with the necessary instructions will be sent. The collected data will be primarily used to seek improvements in the systems, products, content, and services offered by Territorio Deficiente and partner companies.
If a user contacts us to report a problem, question, or seek support, we collect and store the user’s contact information, as well as the respective messages and other necessary data for investigating the problem or question. This data will be used to resolve any inquiries based on the collected information, address concerns, fix issues, and enhance the system, further improving the User’s experience within Territorio Deficiente.
Territorio Deficiente will not sell its Users’ information or personal data, but may share them with partner companies for the purpose of recommending products and services that best fit the profile and needs or to provide products and/or services requested by the User themselves.
Territorio Deficiente reserves the right to assist or cooperate with any judicial authority or government agency, and may share Users’ personally identifiable data in order to: a) establish or exercise its legal rights; b) protect its properties; c) when it deems its assistance or cooperation necessary to protect its Users, employees, administrators, or any person harmed by action or omission.
Territorio Deficiente does not process personal data of children under the age of 13 (thirteen) without prior authorization from parents or legal guardians.
If personal data of children under the age of 13 (thirteen) is collected and processed without the express consent of parents or legal guardians, unintentionally, Territorio Deficiente will delete all collected data without any prior notice.
If the User becomes aware that we have mistakenly processed a child’s data, we request that they immediately Contact us through our email at [email protected] so that we can take the necessary actions.