Applying for the American Express Qantas Business Rewards Credit Card is a straightforward process, but it requires careful attention to detail to ensure you meet all the requirements and maximize the benefits of this prestigious card.

This article will guide you through the steps of applying for the American Express Qantas Business Rewards Credit Card, providing insights into its benefits, eligibility criteria, application process, and tips for approval.

Benefits of the American Express Qantas Business Rewards Credit Card

Before diving into the application process, it’s essential to understand why you might want to apply for the American Express Qantas Business Rewards Credit Card.


This card is designed to cater to business owners who frequently travel and wish to leverage their business expenses for travel rewards. Some key benefits include:

  1. Qantas Points Earn Rate: Earn 1.25 Qantas Points per $1 spent on everyday business expenses, and even more on specific categories like Qantas products and services.
  2. Travel Benefits: Enjoy complimentary domestic and international travel insurance, access to Qantas Club lounges, and a yearly $450 Qantas Travel Credit.
  3. Expense Management: Streamline your business expenses with detailed statements and spend management tools.
  4. Business Rewards: Earn points on employee cards at no additional cost and convert them into flight upgrades, hotels, and more.
  5. Protection: Get purchase protection, extended warranty, and fraud protection, ensuring your business and personal interests are safeguarded.


Eligibility Criteria

Before applying, ensure you meet the eligibility criteria to avoid rejection. The primary requirements include:

  1. Business Registration: Your business must be registered and operational in Australia.
  2. Minimum Turnover: American Express generally requires a minimum annual turnover, which is usually around AUD $75,000.
  3. Good Credit History: A strong credit score and clean credit history are crucial for approval.
  4. Residency Status: Applicants must be Australian citizens or permanent residents.
  5. Age Requirement: The primary cardholder must be at least 18 years old.

Application Process

Applying for the American Express Qantas Business Rewards Credit Card involves several steps:

Step 1: Gather Required Information

Before starting your application, gather all necessary documents and information, including:

  • Business ABN/ACN and GST registration details.
  • Financial statements or proof of annual turnover.
  • Personal identification documents (e.g., driver’s license or passport).
  • Proof of address.
  • Details of your business structure and ownership.

Step 2: Visit the American Express Website

Go to the official American Express Australia website and navigate to the Qantas Business Rewards Credit Card page. Review all the features, benefits, and terms to ensure the card aligns with your business needs.

Step 3: Start Your Application

Click on the “Apply Now” button to begin the application process. You will be prompted to create an account or log in if you already have an American Express account.

Step 4: Complete the Application Form

The application form will ask for detailed information about your business and personal financial situation. Be prepared to provide:

  • Personal details: Full name, date of birth, and contact information.
  • Business details: Business name, address, and registration details.
  • Financial details: Annual income, business turnover, and any existing debts or financial commitments.

Step 5: Review and Submit

Carefully review all the information you have provided to ensure accuracy. Errors or omissions can delay the application process or result in rejection. Once you are confident that everything is correct, submit your application.

Step 6: Await Approval

After submitting your application, American Express will review the information provided. This process may take a few days to a few weeks, depending on the complexity of your financial situation and the thoroughness of your application. During this time, American Express may contact you for additional information or clarification.


Tips for Approval

To increase your chances of approval, consider the following tips:

  1. Maintain a Good Credit Score: Ensure your credit score is high by paying off existing debts and avoiding new credit applications before applying.
  2. Accurate Information: Provide accurate and comprehensive information to avoid delays or rejections.
  3. Strong Financials: Demonstrate strong business financials with a consistent income and minimal debts.
  4. Prepare Supporting Documents: Have all necessary documents ready to provide promptly if requested by American Express.
  5. Consult a Financial Advisor: If unsure about any aspect of the application, consult with a financial advisor to ensure you present the best case for approval.

Post-Approval: Making the Most of Your Card

Once approved, it’s time to maximize the benefits of your American Express Qantas Business Rewards Credit Card:

  1. Link to Qantas Business Rewards Account: Ensure your card is linked to your Qantas Business Rewards account to start earning points immediately.
  2. Employee Cards: Issue employee cards to key staff members to accumulate more points on business spending.
  3. Monitor Spending: Use the expense management tools provided by American Express to monitor and manage your spending effectively.
  4. Utilize Travel Benefits: Take full advantage of the travel benefits, including lounge access and travel credits, to enhance your business trips.
  5. Redeem Points Strategically: Plan your points redemption strategically to get the maximum value, whether it’s for flights, upgrades, or other business-related expenses.

In conclusion, applying for the American Express Qantas Business Rewards Credit Card can be a rewarding experience for business owners looking to optimize their business expenses and earn valuable travel rewards.

By understanding the benefits, meeting the eligibility criteria, and carefully following the application process, you can enhance your business’s financial management and enjoy a host of exclusive perks.